Simple pricing

No surprises.
Ever.

Start free, upgrade when you need HMRC filing. Monthly or annual — cancel any time.

Monthly
Annual Save 17%

Billed monthly · cancel any time

Basic

Free

 

Invoicing, expenses and contacts. Everything you need to start organising your finances.

Start Now

What's included

Most popular

Starter

£ 19 /month

 

MTD VAT filing, Open Banking and AI tools for businesses ready to automate HMRC compliance.

Start Starter

Everything in Basic, plus

Growth

£ 49 /month

 

The full HMRC filing suite — CT600, SA100, Payroll RTI — with unlimited AI and advanced tools.

Start Growth

Everything in Starter, plus

Compare plans

Everything included in each plan, side by side.

Basic
Free
Get started
Starter
£19/mo
Get Starter
Growth
£49/mo
Get Growth
Core
Invoicing & quotes
Expense tracking
Contact management
Basic P&L reports
Invoice payment reminders
PDF export
Fixed assets register
Mileage tracking
CSV import
Dividend vouchers
Bank rule automation
HMRC Filing
HMRC deadline calendar
IR35 checker
MTD VAT returns
Corporation Tax CT600
Self Assessment SA100
Payroll & RTI submissions
AI features
AI auto-categorisation
Receipt scanning
Anomaly detection
AI accountant 20 msgs/mo 100 msgs/mo
AI tax optimisation
Cash flow forecasting
Integrations
Open Banking (40+ UK banks)
Document inbox
Receipt email inbox
Accountant access
Client portal
Support & security
Email support
Two-factor authentication
Priority support

How Filabl compares

See how we stack up against traditional accountants and popular bookkeeping tools.

Feature Traditional Accountant Xero / QuickBooks Filabl Best
Monthly cost ~£125–£400/mo £25–£75/mo From £19/mo
AI accountant ✗ ✗ ✓ 24/7
Direct HMRC MTD filing ✓ via accountant ✗ export only ✓ Direct API
Open Banking sync ✗ ✓ ✓ 40+ banks
VAT returns ✓ ✓ ✓
Corporation Tax CT600 ✓ ✗ ✓
Self Assessment SA100 ✓ ✗ ✓
Payroll RTI ✓ Paid add-on ✓
Receipt scanning ✗ Paid add-on ✓
Tax savings identification ✓ manual ✗ ✓ Automated
Available 24/7 ✗ ✓ ✓

Pricing questions

Yes. Filabl Basic includes invoicing, quotes, expense tracking, contact management, and basic reports with no time limit. You only need to upgrade if you want HMRC filing, Open Banking, or AI features.
No credit card required to sign up. Filabl Basic is free forever. You only need payment details when upgrading to Starter or Growth.
You can cancel at any time from your account settings. Your subscription remains active until the end of the billing period, then downgrades to Filabl Basic. Your data is always yours — export everything in one click.
No, the prices shown (£19/month Starter, £49/month Growth) exclude VAT. UK VAT at 20% will be added at checkout. As a business expense, this is fully recoverable on your VAT return.
Yes. Upgrade or downgrade at any time. When upgrading, you'll be charged a pro-rated amount for the remainder of the billing period. When downgrading, the change takes effect at the next billing date.
Yes — annual billing saves you 17% (equivalent to 2 months free). Starter annual is £190/year (vs £228 monthly). Growth annual is £490/year (vs £588 monthly). Toggle the billing switch above to see annual prices.